Babies are a lot of fun. But also a lot of work. And responsibility. Bills just pop up along with babies. Expected or not, the nine-month stretch of pregnancy is time you should be taking to prepare for parenthood—not just emotionally but also financially.
If you’re still months, or a couple of weeks, away from giving birth, you already know there’ll be sacrifices. Late night-outs with friends are definitely out—not good for your pocket as well as your health—maybe even movie weekends, and unnecessary shopping sprees—that is, if you’re not out buying maternity wear or baby clothes and things—are just some of what you have to sacrifice to be able to save up.
Your baby is your priority now, above anything else. Surely, you want to give your baby the best by taking care of yourself and your finances. Saving means you’ll be more prepared to handle all the expenses when the time comes—and it will.
Here are some simple tips on how you can save up when you’re expecting a baby:
Looking for the right doctor and hospital is one of the most important things you have to deal with. It’s a given that you want to give your baby the best hospital care but this doesn’t need to be really expensive.
If you’ve friends who already gave birth, ask for their doctors. Check the professional fees, from monthly check-ups to the actual delivery, for each. Best to find out, too, if that doctor is likely to talk to you outside check-up schedules. So you won’t have to go to the hospital for every pregnancy scare or worry, you can just call your doctor to ask.
If you already have one, ask your doctor for the most affordable—and safe—hospital you could give birth in. You can also ask for vitamins and medicines that don’t cost an arm and a leg. Don’t forget to take advantage of the sample medicines that the clinic gives.
All these will help you a little in saving on medical costs.
Wait Before You Buy
When you’re expecting a baby, you might be really excited to shop. One thing you could do though is ask for a baby shower, or wait, if you know your friends are throwing you one. It’s not just a gathering where you share that special moment with your friends, this is your chance to ask them for items you want or need, for yourself and the baby. This way, you can save on some things, and focus on buying other items not covered in your baby shower list.
If this isn’t your first time to give birth, then you probably have a ton of stuff—clothes, bottles, and other things—that you can use for when your second or third or fourth baby comes. This could save you big on many things. So when you shop for baby clothes and things, try to look for generic or unisex designs. You can keep these items in storage up until the next time you’ll need them. This could amount to months of savings.
Your Personal Pregnancy Stuff
Before you look to take care of your baby’s future needs, start with yours. When shopping for maternity clothes, get those you can wear comfortably during the last, few months of your pregnancy. Sure, they might be huge but they fit and they won’t pinch in places. Go for comfort over style. Don’t try to squeeze yourself into small, tight ones, no matter how pretty or cute. And remember not to fill half of your closet with maternity clothes–you’re only going to wear them for a few months anyway.
Look for Alternatives
When you’re expecting a baby, you don’t really need to buy new for everything you need. If you’re just a few months away from your delivery date and still looking for a crib, try hunting up for an alternative before you buy a new one. Check out some online stores that sell second hand cribs. You’re only going to use that crib for a short period of time. Change the sheets of that second-hand crib, put in a lot of infant toys, and it’ll be good and ready for you to use.
With the right planning and budget management, you can save money without having to worry too much. Having saved enough during your pregnancy allows you to concentrate on, and think more about, your baby’s health and your own.